FIMC’s unique plans even provide healthcare benefits to supplement where some insurances fall short.
Both premiums and out-of-pocket health care costs for employees continue to increase annually. In 2018, health care costs not covered by insurance grew nearly 6% to $4,704 according to the Milliman Medical Index. Helping your customers with rising health care costs is another way FIMC provides real benefits for real life.
Over 40 years ago, FIMC started out as American Travelers Auto Club. Today, these benefits are at the core of who FIMC is. Our Auto benefits are used by over one million consumers throughout the U.S. and Canada.
Health insurance deductible reimbursement
Emergency accident expenses including ambulance and paramedics
Prescription drug and vision care discounts
Health insurance deductible reimbursement
Recover your health insurance deductible, up to $500 if you need emergency medical treatment as a result of a home accident. After your health insurance covers the claim, your deductible reimbursement benefit helps with the out-of pocket costs.
Emergency accident expenses including ambulance and paramedics
Reimburse the first 48 hours of emergency medical expenses (ambulance, paramedic service, outpatient services x-rays, etc.) for either auto-related accident injuries or home injuries at your primary residence. This valuable benefit provides for an unlimited dollar amount to cover emergency accident costs not covered by other insurance.
Prescription drug and vision care discounts
Save up to 60% off generic and up to 25% brand-name prescription drugs at over 50,000 participating pharmacies nationwide. Plus, cross this errand off your to-do list with convenient home delivery discount services. Save up to 40% off retail for exams, contact lenses and eyewear at over 65,000 providers including independent optometrists/ophthalmologists/opticians, as well as LensCrafters®, Sears Optical®, Target Optical®, JCPenney® Optical, and most Pearle Vision® locations. Plus, save up to 50% off Traditional LASIK surgery through QualSight.
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